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2026 Comparison

Killswitch vs Trust & Will

Trust & Will is polished, well-reviewed, and costs nearly three times as much. Plus they'd love it if you paid them $19 every year to keep your will updated.

The Short Version

Winner

Killswitch

$69

✓ One-time payment, full stop
✓ Updates included forever
✓ No annual membership
✓ Legally valid in all 50 states
✓ Done in under 30 minutes

The Other Guy

Trust & Will

$199+

✗ $199 individual / $299 couple
✗ Free updates for 30 days only
✗ $19/year after that to keep updating
✗ $399–$599 for trust-based plans
✗ Premium polish that mostly benefits their marketing

The Annual Fee Problem

Trust & Will gives you 30 days of free updates after purchase. After that, it's $19/year to keep editing your will. Over 10 years, that's $199 + $190 in membership fees = $389 for the same will Killswitch sells you once for $69.

Pricing Breakdown

Real numbers, not marketing numbers.

What You're Getting	Killswitch	Trust & Will
Individual will	$69	$199
Couple's plan	$69 × 2	$299
Healthcare directive	Included	Included
Power of attorney	Included	Included
Future updates	Always included	Free for 30 days, then $19/year
Living trust option	Not available	$399–$599

The Honest Breakdown

Trust & Will: What's Actually Good

+ Genuinely well-designed, with one of the nicer UX experiences in the space
+ Trust-based estate plans available (not just wills)
+ HIPAA authorization included
+ Strong customer reviews across the board
+ 30-day money-back guarantee

Trust & Will: What's Actually Not

− $199 for an individual will is objectively expensive
− The $19/year update fee kicks in fast. You'll have life changes within 30 days
− Couple's plan at $299 starts feeling like a luxury product for basic legal docs
− As a venture-backed startup, their incentives aren't purely aligned with yours either

Killswitch: What's Actually Good

+ $69. Full stop. No subscription. No annual anything.
+ Got married? Had a kid? Update your will for free, always.
+ Same core documents: will, healthcare directive, power of attorney
+ The tone won't make you want to fall asleep or cry (just a little bit of both, ideally)

Killswitch: What's Actually Not

− No living trust option. If you need a trust, you need a lawyer anyway
− Newer than Trust & Will, with fewer reviews and less brand recognition
− No HIPAA authorization as a separate document (built into the directive)

Who Should Use Which

Use Killswitch if...

→ You want a legally solid will for $69 with no recurring fees
→ You expect to update your will over time (kids, divorces, new assets)
→ A simple will covers your situation, which is true for most people
→ You'd rather not explain a $199 charge to your spouse

Use Trust & Will if...

→ You need a living trust, not just a will
→ You want a premium UX and don't mind paying for it
→ You have a high-net-worth estate that warrants the extra features
→ You already know you won't need to update it much

Skip the subscription. Pay $69 once.

Your will should be a one-time purchase, not a recurring line item. Get it done today, then update it whenever life changes for free.

Start your will - $69

Takes about 30 minutes. Updates always free. No annual fees. Ever.

Your high score on Candy Crush isn't an estate plan, Karen.

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